Why Your Tree Company Should Have Insurance

When it comes to hiring a tree company, there are many things to look for. 

For starters, you should consider their experience and reviews of former customers. You’ll also want to learn about their specific services, like tree pruning or tree planting. And then, of course, you’ll want to consider the actual cost of their professional services.

But before you can move forward, there’s one more box that needs to be checked: insurance. 

After all, if you hire a tree company without full insurance coverage, you’ll simply create a recipe for disaster.

In this article, we’ll break down the reasons why your tree company should always have insurance.

The Nature of Working with Mother Nature

First, it helps to understand the liability that comes with tree service work.

The tree care field is one of the most dangerous industries in the country. From extreme heights to electrical lines, workers are regularly exposed to high-risk situations. Tree care employees are also required to operate sharp and heavy equipment.

The job is even more dangerous after storms, when conditions are more slippery than usual.

Most importantly, Mother Nature is unpredictable. A dying tree branch, for example, can fall without warning. This is why it’s crucial to work with an experienced and knowledgeable tree service company like Friendly Tree.

Insurance Protects Both You and the Tree Company  

Due to the dangerous nature of tree care, it’s critical to hire a company that has insurance. Specifically, they should have general liability insurance and workers’ compensation.

If a tree worker is injured on your property, workers’ compensation will cover their medical bills. But if they get hurt on your property and don’t have insurance, the company or worker can potentially sue you.

Plus, if you knowingly hire a company without insurance, your home insurance probably won’t pay the claim.

Insurance also protects against structural damages. For instance, if a tree worker prunes a tree and a heavy branch falls on your roof or car, their insurance will cover it.

Of course, no one wants accidents or injuries to happen. However, anything is possible, and it’s always best to be prepared.

Your Tree Company Should Also Have Certified Arborists and Tree Experts

In addition to insurance, your tree company should also have certified and licensed tree experts.

These experts have completed a high standard of training, licensing, and certifications. This ensures that they’ll get the job done — and do it right.

It also means that they have received proper safety training, thus reducing the risk of injuries and accidents.

Keep this in mind if another business, like a landscaping company, attempts to offer you tree services. While they might have insurance, their workers aren’t professional trained to handle the job.

Moreover, their insurance likely won’t cover the same scenarios tree workers encounter each day.

Call the Friendly Experts at Friendly Tree

As you can see, there are many reasons why your tree company should have insurance. It protects everyone involved, from the client to the business.

With Friendly Tree, you won’t have to wonder. We’re a fully insured tree company with years of professional experience. Since 1989, our team of certified arborists has proudly provided tree service in northern New Jersey.

We can’t wait to serve you, too. To learn more about our expert tree services, contact us at (973) 678-8888.